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Research

Working Papers:

Investing in Lending Technology: IT Spending in Banking   (with Zhiguo He, Sheila Jiang and Xiao Yin)

Technology-Driven Intermediation   (with Zhiguo He and Sheila Jiang)

Monitoring with Small Stakes  (with Sheila Jiang and Shohini Kundu)

Bank Technology Adoption and Loan Production in the U.S Mortgage Market  (with Jose Ignacio Cuesta, Sheila Jiang and Adam Jorring)

Rise of Factor Investing: Asset Prices, Information Efficiency, and Security Design  (with Lin Will Cong and Shiyang Huang),  Revision requested, Journal of Finance

Optimal Banking System for Private Money Creation

Rise of Domestic Banks in EME Cross-border Credit Intermediation  (with Sheila Jiang)

Domestic Bank Channeled Foreign Credit– A Blessing or a Curse: Evidence from China (with Sheila Jiang)

Covenant Amendment Fee and Value of Creditor Intervention after Covenant Violations  (with Sheila Jiang)


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